Offers & Updates

Is It Better to Pay More on a Mortgage or to Save? At first glance, it might seem strange for anyone to choose to make higher repayments on their mortgage than required, but a moment’s thought shows the possible advantages. However, it’s not always the best use of your money. Why Should You Overpay on […]

What Happens When My Fixed Term Mortgage Ends? When you originally arranged your mortgage, you may have taken out a fixed-rate mortgage for a limited term. This is most typically between two and five years, but can be as long as ten. Eventually, though, this arrangement will end. So what happens then? What Is a […]

What’s Involved in Switching Your Mortgage? There are many reasons why you might wish to switch your mortgages. The most common are to get a better interest rate after your initial fixed rate period has finished or to cash in some of the equity you’ve built up. Whatever your reason is, however, the process involves […]

  It’s easy to think that setting up a mortgage is something you do when you buy your home, and then you can forget about it. After all, it was a complex procedure, so why would you want to go through that again if you don’t need to? In fact, a third of all mortgages […]